Here's the number the news won't put on the front page: American bankruptcy filings have jumped 47% since 2022.

Not 4.7%. Forty-seven percent.

That's not a blip. That's not "a few bad apples." That's a signal — and if you're paying attention, you already feel it. Rent's up. Groceries are up. Wages? Not so much.

The people filing for bankruptcy right now aren't reckless. They're regular folks who did everything "right" — worked hard, paid bills, tried to save — and got squeezed anyway.

Here's what nobody's telling you: this isn't an accident. It's the predictable result of years of decisions made way above your pay grade — decisions you had no vote in, but you're paying the price for.

So what do you actually do about it?

You start by understanding what's really happening to the economy — not the sanitized version, the real version. That's exactly why I follow Gregory Mannarino's newsletter. He's been tracking this stuff for years, calling out the economic patterns before they hit the headlines.